Re: [iPad] Phone plans

 

Looks like I am better buying every 2 years through AT&T and having a contract. If I didn't buy every 2 years, that would not be worthwhile.
Carol

If you do NOT get Applecare+, AND keep the new phone for 2 years, ATT may be less expensive.

If you get Applecare+, then going with the Apple plan may be better:
[Keep in mind that the phone you get through the Apple plan is UNLOCKED.]

iPhone pricing charts

For iPhone 6s with 16GB (cost excludes tax and activation).
 Apple iPhone Upgrade planApple regular installment planT-Mobile Jump! on Demand plan*
Number of monthly installments242418
Minimum months before upgrade with no prepayment fee12240
Paid at 12 months
With AppleCare+$388.92**n/a$369.00**
Without AppleCare+n/an/a$240.00**
Paid at 18 months
With AppleCare+$583.38**n/a$653.00**
Without AppleCare+n/an/a$524.00**
Paid at 24 months
With AppleCare+$777.84$777.00$773.00
Without AppleCare+n/a$648.00$644.00
*T-Mobile plans allows three upgrades per year; lump sum equivalent to six months' installment required after 18 months and no trade in ($164 in this example).
**Trade-in required.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
 AT&T 24-month plan (Next 18)AT&T 20-month plan (Next 12)Verizon installment plan
Number of monthly installments242024
Minimum months before upgrade with no prepayment fee181224
Paid at 12 months
With AppleCare+n/a$518.40**n/a
Without AppleCare+n/a$389.40**n/a
Paid at 18 months
With AppleCare+$615.75**$713.10**n/a
Without AppleCare+$486.70**$584.10**n/a
Paid at 24 months
With AppleCare+$778.00$778.00$778.00
Without AppleCare+$649.00$649.00$649.00
**Trade-in required.

So, at this level of pricing (the 6S, minimum, 16GB storage), you can pay Apple $32.41 every month, and swap your phone for a new one every 12 months, and have partial coverage through Applecare+ for breakage and water damage.

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 Jim Saklad                                           mailto:jimdoc@icloud.com

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Posted by: Jim Saklad <jimdoc@icloud.com>
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